Fhlmc Solar Panels

Add options in lieu of an energy report when determining the cost effectiveness of solar panels we are also updating guide section 5601 12 to expand our collateral valuation guidance for properties with solar panels energy efficiency improvements and or water efficiency improvements including the option to use the appraisal institute s. A property subject to a lien that has or may take a priority position is not eligible for sale to freddie mac. Homeowner interest in solar panel systems has grown in the past decade and we have begun to receive questions from sellers about the eligibility of mortgages secured by properties with solar panels.

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Solar panels are an eligible improvement for greenchoice mortgages.

Fhlmc solar panels.

This includes property assessed clean energy pace obligations that may result in a first lien priority at delinquency. I properties with solar panels owned by the borrower if the borrower owns the solar panels on the property. To learn more start with our requirements for properties with solar panels in guide section 5601 2. Freddie mac purchases mortgages secured by properties with solar panels.

Effective for mortgages with settlement dates on and after march 1 2017. Solar panels properties with leased or borrower owned solar panels are eligible as long as all fhlmc requirements are met. If there is a lease for the panels all pertinent documentation must be reviewed to make sure these is nothing that can impair freddie mac s first lien position per 22 3 of the guide. A pace obligation refers to any energy retrofit loan that is.

The new user friendly seller servicer guide will make it significantly easier for you and your team to find understand and share critical information. Properties with solar panels. Properties with solar panels freddie mac purchases mortgages secured by properties with solar panels if the mortgages meet the following property eligibility requirements. Used to finance energy conservation.

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