In addition its structural integrity can t be in danger of being compromised.
Fha attic inspection.
The appraiser must enter the attic and observe the interior roof structure and attic for evidence of leaks water damage structural problems previous fire damage frt sheathing exposed and frayed wiring deficient materials deficient insulation and adequate ventilation by vent fan or window.
At a minimum the appraiser must enter head and shoulders into the attic.
General acceptance criteria property eligibility and non residential use of property.
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The federal housing administration fha published mortgagee letter ml 2020 27 extension of foreclosure and eviction moratorium in connection with the presidentially declared covid 19 national emergency.
The roof cannot have more than three layers of roofing.
All appropriate approaches must be utilized when applicable.
Ensuring that mixed use properties comply with zoning.
Clarifying that fha requires an inspection.
Inspection the attic must be examined whether access is by pull down stairway or scuttle.
Fha s foreclosure and eviction moratorium extended through december 31 2020.
Attic and crawl space inspection requirements.
Fha appraisers are required to observe the attic area.
An fha inspection is conducted by a licensed hud approved property appraiser.
Generally speaking the home must reasonably protect the safety and health of its occupants and adequately support the protection of their property.
In our inspection checklist we cover electrical system hvac heating ventilation and ac roof foundation floors crwal space attic space complete exterior and interior inspection plumbing.
Cost and income approach for value.
However hud fha does not have a real definition of attic in their documentation.
The appraiser must inspect the attic for evidence of possible roof problems.
The department of housing and urban development hud requires him to determine the current market value as with any appraisal.
This ml announces a third extension of the foreclosure and.
Fha has always had a requirement for appraisers to inspect attics.